The world economy strids forward to be knowledge , to be information and to be service step by step under the promotion of sci - tech revolution since 1970 " , and structural contradiction is prominent in china ' s economic development ; the implementation of non - equilibrium development strategy of regional economy has promoted the east coastal areas made a leap economic development , while the economic development of west areas is relatively slow , and the gap between east and west is expanding continuosly 20世纪70年代以来，在新科技革命的推动下，世界经济逐步向信息化、网络化和服务化迈进，我国经济发展的结构性矛盾突出，在世界产业分工体系中处于不利地位，产业结构面临优化升级的严峻考验；区域经济非均衡发展战略的实施，推动东部沿海地区经济跳跃式发展，而中西部地区经济发展相对缓慢，东西部差距不断扩大。
But we should notice the challenges coming out of information net : we have fairly difficulties to realize net economy without full industrialization ; information net may make our country to face more fierce competition and to enlarge the economic distance ; the inferior position may lead our country to a disadvantage position in the use of information resource and lose some traditional advantage 表现在，在工业化没有完成的情况下进行信息化，这有相当难度；信息网络可能会使我国面临更为激烈的国际竞争；信息网络可能会加大我国与发达国家之间的经济差距；我国在信息网络方面的劣势地位必然带来在信息资源利用方面的不利地位；信息网络的发展还可能使我国丧失某些传统的优势。
Laws and regulations , as well as policies concerning insurance investment are the basis of the funds use . second , it is the demand of the improvement of insurance business environment . being opened to the outside world , national insurance industry , if fail to fasten the relevant legal system and to improve the investment management , will be in an inferior situation in the future competition 随着中国入世,保险业的开放度也日益扩大,相对于国外保险公司已拥有的丰富的资本市场运作经验,国内保险公司在资本市场上的投资尚处于起步阶段,如不尽快提出和完善关于使保险资金运用与资本市场的相关法规制度,进而提升投资管理水平,将使民族保险业在未来的竞争中处于不利地位。
