We have , since 3 july , conducted daily surveys of over 30 major retail banks in order to monitor the impact of deregulation on the banking sector 我们7月3日以来每天都向30多间主要零售银行进行调查，以评估撤销利率管制对银行业的影响。
The large retail banks have in the past been criticised for not supporting the development of the retail debt market for fear of losing their retail deposits 大型零售银行以往曾被指因为担心零售存款流失，因此不会支持发展零售债券市场。
Retail banks by and large recorded strong profit growth in 2004 , benefiting from the domestic economic upturn and strong growth in external trade 盈利走势由于本港经济回升及对外贸易显著增加带来支持，零售银行在2004年大致录得强劲的盈利增长。
These three banks , which are major retail banks in their own right , have been staunch supporters of the hkmc s retail bond issues since 1999 这三家银行都是大型零售银行，自1999年按揭证券公司推出零售债券以来，它们一直都坚定不移地支持按揭证券公司。
Economies of scale only really work in retail banking , he says , and the bank has no plans to expand its retail base of 1 . 8m customers beyond swiss borders 规模经济只在零售银行中起作用，瑞士信托也没有计划将其已拥有180万顾客的零售基地向国外拓展的计划。
The bank should get license from government in life insurance business . the bank should aggressively develop personal financial services with its strengths 此外建议银行尽快争取经营人寿保险业务的牌照，充分利用自身的优势去积极发展个人零售银行的业务。
Both retail bank customers who need to transfer funds from their account and auditors who supervise all transactions referred to as the users can access the application 需要从帐户转帐资金的零售银行客户和监督所有交易的审计员（称作用户）可以访问应用程序。
However , a significant number of the retail banks saw a decline in pre - tax operating profits , primarily because of bad debt write - offs in their credit card portfolios 但也有为数不少的零售银行的除税前经营溢利出现倒退，主要原因是这些银行进行信用卡撇帐。
The application can be accessed by retail bank customers users who need to transfer funds from their accounts and by auditors who supervise all banking transactions 零售银行客户（用户）可以访问这个应用程序，将资金从自己的帐户转出来，审计员可以监督所有银行事务。
But it is hard to believe that competition among the many retail banks in hong kong would not lead to at least some of the costs of deposit insurance being shared by the banks 不过，本港零售银行数目众多，竞争激烈，实在令人难以相信银行不会分担存款保险的部分成本。
