Nearly all retail banks in hong kong are providing most of these services . the development of this business has been encouraging 几乎所有在港零售银行都有参与提供有关服务，业务发展良好
Now retail banking has finally been the outlet for the bank in china where its capital account is not exoteric yet 现在，零售银行终于成为花期在资本项下还不开放的中国主要的“突围”之处。
The buoyant domestic economy helped improve the operating environment of retail banks enabling them to record healthy profit growth 本地经济畅旺，有助改善零售银行的经营环境，使其录得稳健的盈利增长。
Nor can its modest retail banks attract much custom for the other businesses , such as stockbroking , under the citibank umbrella 同时，规模不大的零售银行也不利于花旗旗下的其他业务（比如股票经纪）的开展。
Total holdings of ndis by the retail banks remained steady at 21 . 3 % of their total assets at the end of 2004 , compared with 21 . 8 % 在2004年底，零售银行持有的可转让债务工具占其总资产的百分比保持平稳，为21
With effect from this annual report , a new bank grouping , termed " retail banks " , is introduced for the purpose of presenting statistics 由本年报起，金管局就提呈统计数据加入了新的银行组别零售银行。
The bad news : banks had no competitive incentive to learn proper risk management , or to introduce modern retail banking or consumer lending 坏的则是银行没有竞争动机去学习风险管理，引入现代零售银行或者消费借贷。
Bea receives the omega outstanding technology and financial enterprise award for " best retail bank " , organised by omega and capital magazine 及《资本》杂志主办欧米茄杰出科技及金融成就奖之最佳零售银行奖项。
Retail banks profitability generally held up well , overall asset quality improved , and capital adequacy remained well above international standards 零售银行的盈利普遍表现稳健，整体资产质素改善，资本充足比率亦远高于国际标准。
