And indeed , i came to china in around 96 or 97 to talk with the people s bank about creating the housing finance and mortgage market 事实上，我在1996年或1997年前后曾经来过中国，同人民银行谈到了建立住房贷款和抵押贷款市场的问题。
Because of provisions of laws and need of bussiness creation of bank itself , syndicated loan will play more and more important role in the loan market 由于法律的规定和银行自身业务创新的需要，银团贷款必将在贷款市场上扮演越来越重要的角色。
The softening in the outlook for us consumer spending is due to a collapse in mortgage equity withdrawal as the housing market slowdown has intensified 美国消费者支出前景走弱，乃是因为随着房地产市场进一步降温，资产增值抵押贷款市场出现了崩盘。
Government - insured reverse mortgages soared to a record 76 , 000 last year , up 77 % over 2005 , though they are still a fraction of the overall mortgage market 政府担保的反抵押贷款去年飙升到创纪录的76000笔，比2005年上升77 % ，尽管这只是整个抵押贷款市场的冰山一角。
According to standard & poor ' s lcd , a division of the rating agency , the first three months of 2007 were the busiest ever for the american leveraged - loan market 据信用评等机构标准普尔指数的“杠杆贷款报告”显示， 2007年前三个月是美国杠杆贷款市场有史以来最繁忙的三个月。
Under the imperfect conditions , as a result of converse select and moral risk , student loan market ca n ' t be set up and government must intervene in student loan 在非完善市场条件下，由于逆向选择和道德风险，仅依靠市场自发的力量，难以建立助学贷款市场，政府的干预和介入是必须和可能的。
America ' s housing and mortgage industries have been hard - hit by apevil ( upheaval ) in the so - called sub - prime market referring to loans of higher interest rates designed for those with poor credit 提及针对信用度低的贷款者而增高利率的举动，美国房产及贷款行业受次级贷款市场剧变影响震荡剧烈。
Therefore , it is the present problem to be solved urgently that how to circumvent and disperse finance risks in bank system so as to promote the healthy development of residential mortgage market 如何规避和分散银行的金融风险，推动我国住房抵押贷款市场的持续健康发展，就成了当前迫切需要解决的问题。
