Is an employer ' s legal liability to provide compensation to his workers , or their dependants , for specified occupational diseases , personal injuries or death caused by accidents arising out of and in the course of the employment 雇主责任险承保雇主根据雇佣合同因雇员在雇佣期间从事与业务有关的工作时，遭受意外而引起人身伤亡所需承担的法律责任，包括相关的法律费用。
There are provisions of the liability of employer in anglo - american law system and continental law system . these provisions are applied to the employers whose employees do some damage to a third party during working hours . the sphere of the application has been expending all the time in practice 用人者责任与英美法的替代责任和大陆法的雇主责任是意义相当的概念,是用人者对被用人在履行职务行为时致第三人损害承担责任的法律制度。
Chapter two analyzes the present situation of industrial injury insurance and employer ’ s liability insurance in our country . certain achievements have made in industrial injury insurance of our country , but many weak points have still existed , which obviously is shown in the following aspects : the actual coverage of industrial injury insurance is limited , counter choices exist , industrial injury prevention lags , scientific tariff mechanism not yet forms , some rules hinder the enterprises to insure 由于工伤保险为法定强制保险,而且工伤保险具有福利性,在获得工伤保险待遇便丧失民事赔偿请求权的背景下,不少投保雇主责任险的客户或潜在客户转而参加工伤保险,使雇主责任保险业务受到较大的冲击,雇主责任保险业务量萎缩。
Then paper lists out differentiation standards and their limitations . four popular ideas of differentiation exist in the field : the first idea considers they should be differentiated by ideology , the second by the subject of employer , the third by the essetial characteristics of two relations and the last by the stage that the two relations belong to in material production . in my opinion , to properly define employment and labor relations should take stability and 随着雇佣关系的产生、发展到普遍存在,调整这种社会关系的法律制度日益完善,从由民法调整演变为由单独的劳动法规所调整,雇佣关系也演变为劳动关系;其次,通过对劳动关系与雇佣关系的比较分析,归纳出界定雇佣关系的三方面因素,明确了雇佣关系与劳动关系只存在表面的、形式的区别,而不存在本质区别的观点,并赞成对雇佣关系应当采用由劳动法统一调整的法律模式;最后,文章针对雇主责任与追偿制度作了分析。
This text setting out from improving industrial injure security system , maintains that integrate social insurance with commercial insurance , set up the security mechanism where industrial injury insurance acts as the core , employer ’ s liability insurance as complemented part , protecting labourers ’ interests better 另一方面,工伤保险和雇主责任保险产生了较大的冲突(笔者认为我国工伤保险和雇主责任保险冲突的根源来自于在我国现行法律体系下,工伤保险待遇与民事赔偿请求权的取代关系) 。
Industrial accidents and occupational diseases are threatenning labourers seriously , but some labourers lack of injure guarantee for various reasons . once the injuries and deaths take place or the labourers catch occupational diseases , they often can ’ t get enough economic compensation , falling into miserable condition 但是我国工伤保险的覆盖面有限,没有做到应保尽保,而包括雇主责任保险在内的责任保险其发展极其缓慢,很多劳动者并没有职业伤害保障,或者即使有,补偿的金额也相当少。
But because the legal person is a social organization composed of staff member in different posts ( including legal person organ , manager , employee , agent and subcontractor , etc . ) , and has consistent management system , which complicates the settlement of the damages caused by its torts . so the first triggering questions are as follows : what kind of damages and whose tort should be assumed by which way by the legal person , and then what is the character of the liability 本文认为,雇主责任属于替代责任的范畴,不能作为法人对无法归咎于个人行为的侵权损害承担责任的理论基础,该制度中法人因对其雇员已尽注意义务和监督义务而免责的规定也不具有现实意义,所以我国未来民法典应赋予法人以侵权行为能力,它解决的问题涵盖法人对其机关及其他工作人员因执行职务而致他人损害的责任承担。
