Annualized percentage rate ( apr ) is calculated according to the standard method set out in the code of banking practice and is calculated on a basis of 12 - month repayment period 实际年利率乃根据银行营运守则之指引计算，并以还款期12个月计算。
The hkma will continue to promote improvements in the standard of banking practices through active participation in the work of the code of banking practice committee 金管局将会继续透过积极参与银行营运守则委员会的工作，提高银行经营手法的标准。
The aprs stated above are calculated on a basis of 12 - month repayment period and are in accordance to the standard method set out in the code of banking practice 如有任何争议，东亚银行保留最终决定权。以上之实际年利率乃根据银行营运守则之指引以
They will help to raise industry standards in mortgage origination , as the documents reflect best market practice and are in full compliance with the code of banking practice 该文件反映市场最佳惯例，并依据银行营运守则草拟，将有助提升按揭批核的水平。
Ais should ensure that adequate disclosure regarding such schemes has been made to the borrowers in conformity with the spirit and objectives of the code of banking practice 认可机构亦应确保已遵照银行营运守则的精神与目标，就该等计划向借款人披露足够资料。
A review of the code of banking practice was undertaken , and the planned deposit insurance scheme and commercial credit reference agency came closer to fruition 年内金管局就《银行营运守则》进行了检讨，存款保险计划及商业信贷资料库的筹划工作也取得良好进展。
Ais should strictly follow the code of banking practice , which is issued by their own industry associations . they should comply not only in form but in substance as well ，认可机构应严格遵守由业内公会发出的银行营运守则，并应同时顾及守则条文本身及其背后的精神。
