After theoretical analysis of bank runs using diamond - dybvig model , the essay discusses the indicators of banking distress , such as camels and " prompt correction system " of america and japan . based on the above analysis several suggestions conclude . chapter three and four are the theoretical and normal discussion about the relationship between financial liberalization and financial stability being the core of financial liberalization , interest rate liberalization affects negatively the quality of bank assets and consequently the financial condition of banks on one hand 针对银行在经济中的特殊作用，运用经典的银行挤兑模型即diamond - dybvig模型对银行机构的脆弱性进行了的理论分析，并对衡量银行不稳健的指标体系，如“骆驼框架” ，国际货币基金组织( imf )的“银行破产的早期预警指标”以及美国和日本的“快速纠偏模型”进行系统分析和论述，最终提出加强银行稳定的一系列对策。
Chapter one is the foundation of bank insolvency law system , which including five parts : the meaning of bank insolvency , the history of bank insolvency , insolvency ability of bank , the possibility and influence of bank insolvency and the particularity of bank insolvency 因此,构建一套充分考虑银行业特殊性的破产法律框架已经近在迫在眉睫。研究银行业破产法律制度,不是为了促使银行破产,而是为了预防银行破产,及时拯救那些处于破产边缘的银行,维护金融体系的稳定。
