Annexation of enterprises under the market economy will not work without good legal environment , the forming of which also rests on the legislative completion and perfection of laws concerning annexation of enterprises , companies , management of fixed assets , authorization of state - owned enterprise property rights , banking , anti - monopoly and illegitimate competition , and social insurance 市场化兼并离不开良好的法律环境，这种法律环境的建立直接有赖于企业兼并法、公司法、证券法、国有资产管理法、国有企业产权委?管理法、银行法、反垄断与不正当竞争法、社会保障法立法的完善。
In order to be sure that the deposits would not be affected by the failure banks , the bank act was passed in america in 1933 , which provided that the federal deposit insurance corporation ( fdic ) and the federal savings and loans insurance corporation ( fslic ) must be founded . thus a new epoch was ushered in the history of the modern dis 在20世纪30年代的那场经济大危机中，美国一大批银行破产倒闭，为了保证广大储户的存款不因银行倒闭而受影响，美国于1933年通过银行法，决定成立联邦存款保险公司和联邦储蓄信贷保险公司，从而开创了现代金融业存款保险制度的新纪元。
