Basel ii involves a more sophisticated approach to the calculation of capital adequacy ratio than the present regime in the banking ordinance . this necessitates amendments to the ordinance to provide for a revised legal framework to incorporate the new requirements 由于《资本协定二》计算资本充足比率的方法较《银行业条例》所载的现有计算方法复杂许多，因此需要修订《银行业条例》 ，为新规定提供适切的法律基础。
Structural changes in the banking industry , changes in the composition of balance sheets and market pressures for more efficient use of capital have resulted in the average consolidated capital adequacy ratio of the locally incorporated banks falling over the past six years 银行体系的结构性转变资产负债表组成项目的转变，以及要更有效运用资金的市场压力，凡此种种使本地注册银行的平均综合资本充足比率在过去6年一直下跌。
The ordinance provides that locally incorporated authorized institutions capital adequacy ratio shall be calculated , and information on financial affairs including car shall be disclosed , in a manner to be prescribed in rules made by the monetary authority under the banking ordinance 修订条例规定本地注册认可机构须以符合金融管理专员根据银行业条例订出的规则内所载的方式计算资本充足比率，及披露包括资本充足比率的财务资料。
Thirdly , if an authorized institution is aggrieved by certain decisions of the hkma made under the rules for calculating the car , it will be able to apply for a review of such decisions by an independent appellate body the capital adequacy review tribunal , which was proposed by the bills committee 第三，若认可机构因金管局根据计算资本充足比率的规则作出的某些决定感到不满，可申请由一独立上诉组织资本充足覆核审裁处覆核有关决定。
