The group will continue to maintain a well - balanced portfolio of assets and earnings base which is attuned to market environment and development , and to monitor its recurrent income base and financial performances with a view to maximize shareholders returns 本集团将继续维持均衡的资产组合及盈利基础，并配合市场环境及发展作出调度。本集团会继续监察其经常性收入基础及财务表现，务求为本公司股东缔造最丰厚回报。
The group will continue to maintain a well - balanced portfolio of assets and earnings base which is attuned to market environment and development , and to monitor its recurrent income base and financial performances with a view to maximize shareholders returns 本集团将继续维持均衡的资产组合及盈利基础，并配合市场环境及发展作出调度。本集团会继续监察其经常性收入基础及财务表现，务求为本公司股东缔造最丰厚回报。
First , it establishes a theoretical framework for commercial bank competence on the basis of extensive literature review and the integration of related theories in general and financial economics . secondly , a multilevel index system is established in this dissertation consisting of three major key elements of knowledge innovation , organization ability and basic circumstance , which solves the problem in existing competitiveness evaluation study which only concerns the current , security and profitability in banks ’ finance neglecting the comprehensiveness or dividing the hierarch of evaluation index system . thirdly , this dissertation empirical analysises the competitiveness of the china ’ s commercial bank , and bases on the actuality analysis of competitiveness of the china ’ s commercial bank and empirical research conclusion , puts forward self viewpoint to how 然后,融入经济学、金融学的相关理论,构建了商业银行竞争力的理论框架;二是将构建了一个包括知识创新、组织能力和基础环境三大商业银行竞争力构成要素的分层次评价指标体系,解决了现有研究存在的或只评价财务表现,或只关注银行“三性” ,使得评价缺乏全面性的问题,并弥补了某些研究指标体系缺乏层次性的不足;三是实证研究中国商业银行竞争力,并在对中国商业银行现状分析和实证结论的基础上,对如何提升中国商业银行竞争力提出了自己的观点。
