Then the thesis discusses the functions of the principle of utmost good faith and the relations between this principle and the other principles of the insurance law and draws the conclusion that the principle of utmost good faith is the basis of other principles 而后文章又论述了最大诚信原则的功能并阐述了最大诚信原则与保险法其他原则的关系，得出了其他原则实际是由最大诚信原则孕育产生的结论，明确了最大诚信原则在保险法中的重要地位。
In the traditional theory , the principle of utmost good faith is just regarded as the reflection of the principle of good faith in the insurance law . but the author thinks the relations between the two principles can not be treated in such a simple way 传统学说认为最大诚信原则是诚信原则在保险法中的最大化体现，本文论述了两个原则起源、表现形式和思维方式上的差异，以及两个原则本质和价值内涵的相通之处，揭示了两者之间其实有着更为深刻的区别和联系。
The author , basing on the basic theories of principle of utmost good faith , researches some important theoretic questions of constructions , application and legal consequences in breach of the insurer " s duty of utmost good faith ; inquires into several representative types of the insurer " s duty of utmost good faith , including duty of the insurer " s disclose , duty of the insurer " s explanation , especially exclusive clause , duty of information , the insurer " s duty when the assured delays to pay premium and the insurer " s duty in compensation ; oppugns the relative provisions in insurance legislation 为此，作者以最大诚信原则基本理论为基础，对保险人的最大诚信义务内容、适用、违反的法律后果等一系列重要理论问题进行了研究；对几种典型的保险人最大诚信义务，包括保险人告知义务、保险人对格式合同尤其免责条款的说明义务、通知义务、投保人迟延缴纳保险费时保险人的最大诚信义务及保险人在理赔过程中的最大诚信义务进行了探讨；并对我国保险立法中上述相关规定提出了质疑。
Research on managerial principles of export credit insurance , including exposition on fundamental principles of insurance , i . e . utmost honesty and credibility , insurance interest , compensation for loss , basic connotation of proximate cause and its application in export credit insurance . it will also include research on some special applicable principles in export credit insurance , such as risk sharing , insurance fee , buyer ' s credit quota application , blanket insurance , indemnity waiting period , and claim persistence , etc 其中包括：对保险法基本原则即最大诚信、保险利益、损失补偿、近因的基本内涵及其对出口信用保险的适用进行论述；对出口信用保险中适用的风险共担、保险费、买方信用限额申请、统保、赔款等待期、债权不放弃等特殊原则进行研究。
Dissertates the provisions in the british marine insurance act ( 1906mia ) , studies the prejudications during the progress history of the british marine insurance , and analyses the current statue in the legislation and the judicatory practice , educing that establishing the principle of utmost good faith in cmc is necessary 并通过对英国1906年海上保险法(简称1906mia )对最大诚信原则的相关规定的论述，以及对英国在其海上保险法发展的历史过程中相关判例的研究。并结合我国的立法与司法实践中的现状进行分析，得出，最大诚信原则在我国海商法中完全有确立的必要性结论。
Through the analysis above , i think the insurance law is established on the principle of utmost good faith . while our country has adopted the system of civil law in some way , i think when we introduce the utmost good faith , it should be made integrated with other concepts of the continental legal system 文章通过以上分析，认为整个保险法就建立在最大诚信原则的价值观念之上的，在我国已经初步建立起大陆法系传统的基础上引入最大诚信原则时，应当与大陆法传统的原则观念相结合。
Currently , in china and even in the world , the credit crisis has been an important issue concerning whether the market economy can run in a healthy way . it is imperative to establish a insurance market which needs amplify necessary rules and regulations . being an important principle of the insurance law , the principle of utmost good faith has not been established in the insurance law , and it will definitely influence the legal practice of insurance cases 当前在我国乃至全世界诚信危机已经成了关系市场经济能否健康发展的重要问题，我国迫切需要建立保险市场，而完善的保险市场又需要健全合理的保险法律制度，最大诚信原则作为保险法的重要原则在我国涉及保险的各项法律中都没有确立，这样显然会影响保险立法的科学性和法律适用的正确性。
Secondly , the thesis puts it emphasis on that the principle of utmost good faith shall bind all the parties of the insurance contract . according to the traditional theory only the insured is bound by the principle of utmost good faith , but in this thesis the author argues that the principle of utmost good faith has binding force to each party of the insurance contract 其次文章从两条脉络阐述了保险最大诚信原则在保险法中的表现。一是论述了最大诚信原则对保险合同的各当事人的约束。传统学说提及最大诚信原则时一般认为其只约束投保人，而本文分析了其对投保人、保险人以及保险代理人都有约束力。
