Banks have also narrowed the discount of the mortgage rate from prime , but this will only help them for new mortgages 此外，银行已收窄按揭利率低于最优惠利率的幅度，但这只会适用于新造按揭。
Some have asked me whether the mortgage rate has reached equilibrium , or some kind of minimum level , relative to the prime rate 有人问我相对于最优惠利率，按揭利率是否已到达均衡点或最低水平。
Of possibly greater concern is the lack of sensitivity in the prime rate to changes in the cost of funds for most banks 另一点可能更值得关注的是，大部分银行的最优惠利率都未能迅速反映资金成本的变化。
The average contractual life of newly approved loans increased further from 238 months in january to 248 months , the longest since mid - 1998 在新批出贷款中，利率以低于最优惠利率超过2 . 5厘批出的贷款占
Thus , even though the cost of funds has changed considerably , it may not be readily reflected in any change in the prime rate 因此，即使资金成本已经大幅度变动，但却未必可以迅速从最优惠利率的调整中反映。
Prime is in any case not fixed , although it would be a brave move for an individual bank to adjust its prime rate ahead of others 其次，尽管没有哪家银行会自行调整最优惠利率，最优惠利率始终不是固定的利率。
With interest rate that is pegged with the hkd prime rate , american express prime based time deposits allow you to earn higher interest returns 浮息定期存款利率根据港元最优惠利率而随之调节，让您享有更优厚利息回报。
Meanwhile , there have been questions raised about whether the prime - based methodology in the determination of the mortgage rate continues to be appropriate 另一方面，有些意见质疑参照最优惠利率来定出按揭利率是否仍然适当。
Because of the high liquidity , the best lending rate for the hong kong dollar had remained unchanged , despite the 25 bp increase in us interest rates 尽管美元利率上调25基点，但由于港元流动资金充裕，港元最优惠利率保持不变。
It may be that banks can adjust prime in a manner that is more responsive to interest rate volatility and therefore volatility in the cost of funds 面对利率以至资金成本的波动，银行或者可以在调整最优惠利率方面作出更迅速的反应。
