If a credit report has been considered by a lending institution in processing a credit application which was refused and the credit report was subsequently corrected , the lending institutions should , at the request of the credit applicant , reconsider the credit application 如放款机构在处理信贷申请时曾考虑信贷资料服务机构的信贷报告而拒绝信贷申请，而有关报告其后作出改正，则放款机构应依从信贷申请人的要求，重新考虑有关信贷申请；
The draft code governs the collection , use , retention , security and other aspects of handling of personal data by consumer credit reference agencies which provide lending institutions ( or " credit providers " ) with data about an individual that is considered relevant to his or her creditworthiness 实务守则草拟本对信贷资料服务机构在个人资料的收集、使用、保留期间、保安及处理个人资料的其他方面作出规定。这些信贷资料服务机构为放款机构(或信贷提供者)提供个别借贷人在信用方面的资料。
To assist the general public in understanding how their credit data should be handled by lending institutions and credit reference agencies under the code , the office of the privacy commissioner for personal data ( pco ) has published a booklet " code of practice on consumer credit data - what does it mean for you 个人资料私隐专员公署已出版一本名为《个人信贷资料实务守则对你有甚么保障？ 》的小册子，以协助市民了解放款机构及信贷资料服务机构应如何根据守则的规定处理市民的信贷资料。欢迎市民前来公署索阅这本小册子。
