But competition , by its very nature , produces winners and losers . it also complicates the relationship between banks and customers , as services and fee structures become more complex and more sophisticated products proliferate 此外，由于服务与收费结构变得比以前复杂，新颖先进的产品也会不断推陈出新，因此竞争也会使银行与客户之间的关系变得较复杂。
The secondary market transaction cost is also generally considered high , with a wide spread between buy sell prices , a complicated fee structure and a lack of market makers standing ready to offer buy sell quotes upon request from customers 同时，二手市场交易成本普遍被视为偏高，买入及卖出价差距甚远，收费结构复杂，同时又缺乏市场庄家随时按客户要求提供买入及卖出报价。
Under a merged structure , the second boarding charge should be abolished , and we have asked the corporations to review their fare structure with the objective of having a fair and open adjustment system to the benefit of the community 如果两铁合并，它们将须取消相互之间的转乘车费，而我们亦已要求两家铁路公司须以可加可减票价为目标检讨他们的收费结构，让公众直接得益。
The fourth observation is that , given the many differences now seen , in terms of the actual levels of the savings rate , the structure of the rate schedules used and the variety of new products , there does not appear to be any indication that the banks are colluding with each other 第四种现象是各银行对撤销利率管制的反应不一，这包括拟定储蓄利率收费结构及新产品种类，可喜的是至今并无迹象显示有银行联手垄断市场。
A spokesperson for the economic development and labour bureau said today 18 october , " the fees regulation will provide for the fees to be paid in respect of certain services and matters under the lvo and its subsidiary legislation and to simplify the fee structure applicable to local vessels as provided under the merchant shipping fees regulations cap . 281f , and the shipping and port control ferry terminals regulations cap . 313h . 经济发展及劳工局发言人今天十月十八日表示：费用规例将订明本地船只条例及其附属法例下所列举的服务和事宜的收费，并简化在商船费用规例第2 8 1 f章和船舶及港口管制渡轮终点码头规例第3 1 3 h章下适用于本地船只的收费结构。
