But if , by whatever arrangements , the mortgage in negative equity becomes one in positive equity , the banks should be more prepared to lower the mortgage interest rate for that loan to nearer the market norm 然而,若能透过某些安排,令负资产变为正资产,银行便会更加愿意调低有关利率至比较接近市场利率的水平。
The first is simply for it to be repaid by the borrower . the reduced mortgage loan then becomes fully secured and so the bank is more willing to charge the lower , prevailing market interest rate 最简单的是借款人偿还该部分的贷款,贷款额减少,按揭便变为有十足抵押,银行自然会比较乐意将按揭利率调低至目前的市场利率。
Since the issue to be re - opened has been trading in the market for a period of time , the price could be significantly away from par and the coupon rate may not reflect the prevailing market interest rate 由于重开的债券已在市场上买卖了一段时间,所以其价格可能会大幅偏离债券面值,而息票率亦可能未能反映当前市场利率。
Further , this study analysis the causer for the risks of life insurance operation from three aspects : the institute of insurance , the capital application and change of the interest rate 进而从中国保险制度与寿险经营风险;保险资金运用与寿险经营风险;市场利率变动与寿险经营风险等三个方面具体分析了产生上述风险的原因。
As us dollars are sold to the exchange fund , the aggregate balance in the hong kong dollar clearing accounts of the banks - the crucial element of the monetary base - correspondingly increases and interest rates in the interbank market fall 金管局为外汇基金购入美元时,银行港元结算户口的总结馀货币基础的重要组成部分会相应增加,银行同业市场利率会下降。
In the effective - interest method of amortization , the market rate at the time of issuance is multiplied by the bonds ' carrying amount to determine the interest expense each period and to compute the amount of discount or premium amortization 分期偿还的实际利率法,是根据发行时的市场利率乘上债券维持费用来确定每个期间的利息费用和计算折价和溢价分期偿还的费用。
Along with the liberalization comes large fluctuation of interest rate , quick rising of interests rate risk of commercial banks and thereafter many financial institutions " bankruptcies due to great losses caused by interests rate risk 伴之而来的是市场利率大幅波动,商业银行的产品定价面临巨大挑战,利率风险急剧上升,大批金融机构由于市场利率波动造成的巨大损失而倒闭破产。
From j . m . keynes to j . e . stiglitz , many economists has pointed out that as a variable that bridges the financial market and the real economy , interest rate affects investment and savings thus the whole economy both domestically and internationally 伴之而来的是市场利率大幅波动,商业银行的产品定价面临巨大挑战,利率风险急剧上升,大批金融机构由于市场利率波动造成的巨大损失而倒闭破产。