M2 plus customers deposits with restricted licence banks and deposit - taking companies plus negotiable certificates of deposit ( ncds ) issued by these institutions held outside the banking sector . money supply in hong kong ( end 2000 ) 指货币供应定义二( m2 )所包括的项目，加上有限制牌照银行和接受存款公司的客户存款，再加上由这两类机构发行而由非银行持有的可转让存款证。
The asset and deposit size criteria applicable to local bank applicants ( currently set at hk $ 4 billion and hk $ 3 billion respectively ) were extended to foreign bank applicants in place of a us $ 16 billion asset size criterion 适用于本地银行申请人的资产及客户存款额规定（现时分别定为40亿港元及30亿港元） ，已扩展至境外银行申请人，以取代原来资产额须达160亿美元的规定。
The increase of 6 basis points in the composite interest rate in march 2006 reflected upward interest rate adjustments for customer deposits and longer - term interbank funds , while interbank interest rates for funds with maturity of less than one month fell see 综合利率在年月上升基点，反映客户存款利率及期限较长的银行同业拆息向上调整，而期限不足个月的银行同业拆息则下跌见附件
The mild increase in the average cost of funds of banks in february reflected the increase in interbank interest rates and customer deposit rates , which moved in line with rising us interest rates during the month , said mr peter pang , deputy chief executive of the hkma 金管局副总裁彭醒棠表示：综合利率在近几个月保持稳定。银行平均资金成本在月微升，反映该月内银行同业拆息及客户存款利率跟随美元利率向上。
For applicants incorporated overseas , they must come from countries with an established regulatory framework for electronic banking . in addition , they must have total customer deposits and assets less contra items of not less than hk 3 billion and hk 4 billion respectively 至于境外注册的虚拟银行，它们必须来自已具备电子银行监管制度的地区，其客户存款总额及资产总额不包括对销项目须分别不少于30亿港元及40亿港元。
Replacing the us 16 billion asset size criterion for overseas - incorporated bank applicants by the much lower balance sheet size criteria applicable to locally incorporated bank applicants , which are currently hk 3 billion for customer deposits and hk 4 billion for total assets 取消境外注册申请机构须有亿美元资产规模的准则，代之以适用于本地注册申请机构的较低的资产负债表规模准则现时为客户存款亿港元及总资产亿港元
Instead of the us 16 billion asset size criterion , it is proposed that foreign banks should be subject to the same size criteria with respect to total assets and customer deposits as locally incorporated banks proposed to be increased to hk 5 billion and hk 4 billion respectively , thereby applying a consistent treatment to all applicants for a banking licence irrespective of their place of incorporation 根据建议，撤销亿美元的资产规模准则后，境外银行将与本地注册银行一样，须遵守相同的总资产及客户存款规模准则建议分别增加至亿港元及亿港元。据此，所有银行牌照申请人，无论是在本港或海外注册成立，均须遵守一致的规模准则。
1 the composite interest rate is a weighted average interest rate of all hong kong dollar interest bearing liabilities , which include deposits from customers , amounts due to banks , negotiable certificates of deposit and other debt instruments , and hong kong dollar non - interest bearing demand deposits on the books of banks 综合利率是指银行帐册上所有港元附息负债的加权平均利率，这些负债包括客户存款银行同业存款可转让存款证及其他债务工具，以及港元不计息活期存款。
