Despite of the actual term of personal notice deposit ， there are two varieties of call deposit based on the terms for the withdrawal notified in advance ： one - day notice deposit and seven - day notice deposit 个人通知存款不论实际存期长短，按存款人提前通知的期限长短，划分为一天通知存款和七天通知存款两个品种。
After china ' s entrance into the wto , it ' s necessary for depositors and finance institutions to build deposit insurance to protect their interests and defend the safety of the finance system 中国加入世贸组织后，随着金融改革的不断深入，存款人和金融机构都迫切需要建立存款保险制度，来保障他们的利益，从而维护金融体系的安全。
When a bank registered overseas is hit by a financial crisis , the interests of depositors in the country where the bank is registered are usually considered ahead of depositors at branches in other parts of the world 一旦外资银行的总行发生金融危机，通常是其本国的存款人得到优先清偿，而其分行所在国的存款人则无法得到优先清偿保障。
Personal notice deposit is a sort of savings deposit ， the term of which is not determined on occasion of deposit ， and which can be withdrawn only after informing the bank of the withdrawal date and amount beforehand 个人通知存款是指存款人在存入款项时不约定存期，支取时需提前通知金融机构，约定支取存款日期和金额方能支取的储蓄存款方式。
The thesis proposes that we should establish the deposit insurance institution to ensure the stability of the whole financial system so that depositors , especially the medium - sized and smaller ones , would sustain no or little losses 文章指出，为了维持整个金融系统的稳定，保证存款人，特别是中小存款人不受损失或少受损失，应该建立存款保险制度。
The banking ordinance gives us powers to regulate banking business and to supervise authorized institutions " so as to provide a measure of protection to depositors to promote the general stability and effective working of the banking system " 银行业条例授权金管局规管本港银行业及监管认可机构，以便提供措施以保障存款人和促进银行业体系的整体稳定与有效运作。
