Asset allocation is the process of dividing your pool of money among different asset classes , e . g . between income investments such as fixed deposits and bond funds , and growth investments which will include riskier investments such as stocks or physical property 你把资金分配于不同等级的资产，例如带来固定收入的定期存款和债券基金，或是具增值潜能的股票或房地产。
Above all , you must have guarantor , this guarantor must be japanese book , have fixed job , of fixed income , have particular concern with you , and you can produce the proof of the relation , for instance epistolary contact , close according to etc 首先，你得有保证人，这个保证人必须是日本籍的，有固定工作，固定收入的，跟你有一定关系，并且你能够出示关系的证实，比如书信来往，合照等。
Abs is a process which transforms asset absent of flow ability but capable to produce stable currency stream into securities that can be sold and circulated with stable income through some certain structural arrangements which separate the risk and earning within the asset 资产证券化是将缺乏流动性但能够产生稳定的现金流的资产，通过一定的结构安排，将资产中的风险与收益进行分离组合，进而转换成可以出售和流通的并有固定收入的证券的过程。
I apply the theory what i learnt , combining enterprise character , set up the encouraging and restraint mechanism that accord with the enterprise practice as forexamination system , reduce the proportion of fix income , increase the proportion of risk income and achievement income . set up the monetary system of on the job expenditure and long term encouraging system . set up the restraint system that integrating enterprise inner restraint and outer restraint 论文结合企业特点，制定符合企业实际的基层管理者激励机制和约束机制，在考核制度上，缩小固定收入的比例，增加风险收入和绩效收入的比例；建立在职消费的货币化制度和长期激励制度；建立企业内部约束和外部约束相结合的约束机制。
