And make a profound analysis of it from five aspects : the establishment , the financing arrangement , the source of the profits , the extending of the business scope , the business and financing risk controlling , etc . installment , smart buy , smart lese and the transfer of the auto installment contract and re - finance are american finance service mode of automobile . in chapter , by explaining and researching the related policies , for example the manage measure of automobile finance company , i make a deep study about the automobile finance operation in recent years by our 分期付款零售方式、融资租赁方式、信托租赁方式及汽车分期付款合同的转让与再融资是美国汽车金融公司的服务模式,汽车金融公司的资金来源于银行贷款、发行商业票据、消费者存款、债券及其资本金;利润来自一、资金成本与放款利息的利差;二、高收益、高风险、高利润回报的金融服务产品;三、将汽
Commercial banks need to open commercial bill business for innovation the relevant business are so many as banker ' s acceptance bill under the l / c , negotiation of documentary collection and promissory notes , commercial notes , commercial paper , forfeiting , which are common abroad . the risk for commercial banks mainly in the regulation risk , management risk , and moral risk . we need to control the process , which can ensure the moderate management and well development 从创新的途径角度来看，商业银行要在稳步发展商业汇票业务的同时，努力开拓商业票据业务，与国际业务相关的如信用证项下的银行承兑汇票贴现业务、保付代理业务和福费廷业务等品种，票据发行便利，票据代理，以及诸如国外盛行的cd （大额可转让定单）业务、银行本票、商业本票、保单等其他业务。
