But more recently , an increasing number of mainland - related banks and enterprises have raised funds through issuance of negotiable certificates of deposit , bonds and shares 不过，近年，越来越多内地银行及企业采用发行可转让存款证、债券及股票等方式筹集资金。
M1 plus customers savings and time deposits with banks plus negotiable certificates of deposit ncds issued by banks held outside the banking sector 指货币供应定义一m1所包括的项目，加上银行的客户储蓄和定期存款，再加上由银行发行而由非银行持有的可转让存款证。
Yet in the more recent years , an increasing number of mainland - related banks and enterprises have raised funds through issuance of negotiable certificates of deposit , bonds and shares 不过，近年愈来愈多内地银行和企业藉发行可转让存款证、债券、股票等方式筹集资金。
But in the more recent years , an increasing number of mainland - related banks and enterprises have raised funds through issuance of negotiable certificates of deposit , bonds and shares 不过，近年愈来愈多内地银行及企业采用发行可转让存款证、债券及股票等方式筹集资金。
Switching into higher - yielding negotiable debt instruments ( ndis ) , excluding negotiable certificate of deposits ( ncds ) , was the main conduit for banks surplus funds in view of the limited lending opportunities 由于贷款机会有限，投资于高收益可转让债务工具（不包括可转让存款证）继续成为银行过剩资金的主要出路。
M2 plus customers deposits with restricted licence banks and deposit - taking companies plus negotiable certificates of deposit ncds issued by these institutions held outside the banking sector 指货币供应定义二m2所包括的项目，加上有限制牌照银行和接受存款公司的客户存款，再加上由这两类机构发行而由非银行持有的可转让存款证。
Unadjusted hong kong dollar m2 and m3 both were almost unchanged during the month , as an increase in negotiable certificates of deposit held by the public nearly offset the fall in the other components of the monetary aggregates 月份未经调整的港元货币供应量及没有大变动，是因为公众持有的可转让存款证增加，大致上抵销了货币总额内其他组成项目的跌幅。
M2 plus customers deposits with restricted licence banks and deposit - taking companies plus negotiable certificates of deposit ( ncds ) issued by these institutions held outside the banking sector . money supply in hong kong ( end 2000 ) 指货币供应定义二( m2 )所包括的项目，加上有限制牌照银行和接受存款公司的客户存款，再加上由这两类机构发行而由非银行持有的可转让存款证。
The holding of negotiable debt instruments ( ndis , excluding negotiable certificate of deposits ( ncds ) ) by the retail banks continued to grow , but at a slower pace than in the past two years . the increase of 6 . 7 % compared with double - digit increases in both 2002 and 2003 零售银行持有的可转让债务工具（不包括可转让存款证）持续增加，但增长步伐较前两年慢，由2002年及2003年录得的双位数字增幅减慢至6
1 the composite interest rate is a weighted average interest rate of all hong kong dollar interest bearing liabilities , which include deposits from customers , amounts due to banks , negotiable certificates of deposit and other debt instruments , and hong kong dollar non - interest bearing demand deposits on the books of banks 综合利率是指银行帐册上所有港元附息负债的加权平均利率，这些负债包括客户存款银行同业存款可转让存款证及其他债务工具，以及港元不计息活期存款。
