The modern industrial organization approach , represented by harvard university ' s mason and bain and based on the price theory of neo - classical school , divides industry into specific markets with positive research as the main means , forming an analytical framework of market structure , market conduct and market performance , with both concrete process and systematic logic setup . this approach provides theoretical foundation and study path for the concrete analysis of the positive study on individual industry , esp 我国证券市场交易成本制度研究? ?关于中国证券市场的scp分析框架以哈佛大学的梅森（ mason ）和贝恩（ bain ）等人为代表的现代产业组织理论，以新古典学派的价格理论为基础，以实证研究为主要手段，把产业分解成特定的市场，构造了一个既深入具体环节、又有系统逻辑体系的市场结构（ structure ） ? ?市场行为（ conduct ） ? ?市场绩效（ performance ）的分析框架（简称scp框架） 。
View from the economy performance , new classical theory asserts to establish the endowment insurance based on the multiple - support pension . this approach can relax the pressure of government public economy , maintain and increase in value and improve endure of endowment insurance . the paper focus on the how to maintain and increase in value 为此，新古典学派从养老金的经济绩效角度出发，主张建立基金制、多支柱的养老保险体系，以减轻政府公共财政压力，防止出现跨代人的巨额转移，并有利于养老金的投资增值，增加养老基金的承受能力。
It then focuses on the theory base of chinese interest rate system reform and innovation which is the three phases of the occident interest rate choosing theory , including classically school , kenynesianism , new classically school , the theory of deepen finance and the apocalypse to our country , from which we draw the conclusion that interest rate marketization is an impersonal rule ; it is a truth discovered by economists for hundreds of years , and also is the claim of financial development ; the reform of our country ' s interest rate system rests with marketization and deregulation 本文首先简要介绍了利率市场化的概念及内涵，并从深入分析利率到底是由什么决定的入手，系统论述了中国利率机制改革创新的理论依据：古典学派的利率决定理论、凯恩斯的流动性利率理论、新古典学派的利率决定理论、金融深化论及其给我们的重要启示。结论是，利率市场化是一个客观规律，而这一客观规律是经济学家们经过几百年科学探索而发现的一个真理；利率市场化也是金融发展的客观要求；我国利率机制创新，就在于尽快实行利率市场化，放开利率管制。
Represented by mason and bain of harvard university , the scp cycle is the analytical paradigm of the mainstream industrial organization theory . with the basis of the price theory of the neo - classical school and the division of the industry into specific markets , the detailed and systematic scp framework , an analytical framework of market structure , market conduct and market performance , adopts the main method of empirical research Scp循环是主流产业组织理论的分析范式,以哈佛大学的梅森( mason )和贝恩( bain )等人为代表,以新古典学派的价格理论为基础,以实证研究为主要手段,把产业分解成为特定的市场,构造了一个既深入具体环节、又有系统逻辑体系的市场结构( structure ) ? ?市场行为( conduct ) ? ?市场绩效( performance )的分析框架(简称scp框架) 。
It then focuses on the theory base of chinese interest rate system reform and innovation which is the three phases of the occident interest rate choosing theory , including classically school , kenynesianism , new classically school , the theory of deepen finance and the apocalypse to our country , from which we draw the conclusion that interest rate marketization is an impersonal rule ; it is a truth discovered by economists for hundreds of years , and also is the claim of financial development ; the reform of our country ' s interest rate system rests with marketization and deregulation 本文首先简要介绍了利率市场化的概念及内涵，并从深入分析利率的影响因素入手，系统论述了中国利率机制改革创新的理论依据：古典学派的利率决定理论、凯恩斯的流动性利率理论、新古曲学派的利率决定理论、金融深化论及其给我们的重要启示。结论是，利率市场化是一个客观规律，是金融发展的客观要求。我国利率机制创新，就在于尽快实行利率市场化，放开利率管制。
