With the 1999 u . s . < financial services modernization bill > officially signed in force , the united states abandoned separate operation model 随着1999年《金融服务业现代化法案》正式签署生效,美国放弃分业经营模式进入了混业经营。
At present received a " minute industry management " the policy restraint , our country commercial banks are engaged in the traditional bank service primarily 目前受“分业经营”政策的约束,中国商业银行大都以从事传统的银行业务为主。
Firstly , it looks back on separated operation and separated supervision system , and points out the issues , which the system is facing with at present 首先文章对我国分业经营分业监管体制进行了回顾，指出目前这一体制面临的种种问题。
But our commercial bank law has stipulated clearly that our commercial banks " operation model is separating - operation and specialized supervision 然而我国的《商业银行法》明确规定了我国现行的商业银行经营模式是“分业经营，分业监管” 。
This paper firstly reviewed the nearly 70 - years history of usa ' s financial industry under the separation mode , which is the first kind of this mode in the world 本文首先对分业经营的始作俑者美国金融业约七十年的分业经营历史进行了回顾。
In a sense , financial industry ' s transition from separated operation to integrated operation is a kind of phenomenon of institutional choice and institutional change 从某种意义上讲，金融业由分业经营到混业经营是一种制度选择和制度变迁现象。
The combination system in the western countries chapter 2 reviews the development of the modern financial systems in the u . s . , britain and germany 在多元化金融服务的组织模式中，金融控股模式是取其"中" ，即介于全能银行模式和分业经营模式之间。
Many developed countries abolished the restrictions on the business scope of the financial institutions , permitted their entry into other financial services 实行金融分业经营的主要发达国家纷纷放宽对金融机构经营范围的限制，允许跨行业混业经营。
U . s . a . issued " financial service modernized bills " in november 1999 , which marked world begin to move towards mixed operation from separated operation 1999年11月美国颁布了《金融服务现代化法案》 ，标志着世界金融业开始由分业经营走向混业经营。
Now , the question as follows : do the financial institutions who take diversification strategy have a performance premium ? have the merit of more stable and impartial 目前的问题是，实行混业经营的金融机构一定比实行分业经营的金融机构的盈利能力强吗
