Fresh valuation report must be obtained if real estate market is volatile and / or there has been a downward slide in the real estate prices since last valuation , especially when there is a request for enhancement of credit limit from the borrowers 如果房地产市场不稳定以及或在上次估价后房地产价格出现下滑，特别是当借贷人提出增加信贷额度的要求时，必须取得最初的估价报告。
Negative data refer to repayments that are overdue more than 60 days . hence , there is no need for smes to be concerned whether information such as the balance sheet of their companies , the assets of their directors , and so forth will be provided to the ccra 正面资料是指信贷额度及有否抵押品，负面资料是指拖欠超过60日的还款。因此，中小企无需担心像资产负债表董事资产等资料都会被交予资料服务机构。
The western bank got a big amount profit by engaging in this business . in our country , the consumption credit is an important credit way to get the consumption market in gear and to expand the domestic demand 西方国家银行消费信贷业务的开展为银行赢得了巨额利润,消费信用余额逐年攀升,发达国家消费信贷总额一般占信贷总额的30 ? 50 % ,其中,美国的消费信贷总额在社会信贷额度中所占的比重高达70 % ,德国为60 % ,并且发达国家商业银行利润的40 %都来源于消费信贷。
Through corporate cyberbanking , bea provides corporate customers with a secure and convenient total solution to manage company finances . various account activities can be carried out anytime , anywhere . these include fund transfers , enquiries on account balances & transactions , trade finance account and credit facility balances , as well as lc applications and amendments 不论何时何地，客户均可灵活处理各项账户事宜，包括资金转账、查询户口结存及交易资料、贸易融资账户结馀及信贷额度状况，以至办理申请及更改信用状等服务，省时方便。
