At present our country is in a new era of revolution , the system of housing revolution is being deepened step by step , and the real estate is becoming a new economic growth engine 目前我国正处于改革开放的新时期，住房制度改革也逐步深化，房地产正成为一个新的经济增长点。
While the industry of real estate evolved and developed along with the thorough reform in the housing and finance system , the housing finance in china is making rapid progress 随着住房制度改革和金融制度改革的不断深入，以及房地产业的兴起与蓬勃发展，我国的住房金融也得到了快速的发展。
With the deepening reform in housing system , personal real estate loan is playing a increasingly significant role and becoming a important instrument employed by residents for housing purchasing 随着住房制度改革的不断深化,个人住房贷款的重要作用日益凸显,己成为居民购置个人住房所倚赖的重要工具。
While the process of citilization and housing system reform are deepening , some industrial policies and credit policies have been carried out to support the development of real estate industry 近几年来,随着我国城市化进程和城镇住房制度改革的不断深入,国家出台了多项支持房地产发展的产业政策和信贷政策。
As a part of it , housing system reform in town and city should select the road of market and realize efficient housing allocation with supply and demand mechanism of market in order to conform to it 作为其组成部分的城镇住房制度改革要与之相适应，必然要走市场化的道路，以市场供求机制实现对住房的有效配置。
Through housing system pilot stage of reform , it will push housing system reform open work all - sidedly in the whole country . house old system breaks gradually and new basic frame of system begins to be set up 从一住房制度改革的试点，到全国范围内住房制度改革全面推开，住房旧的制度逐渐被打破，新制度的基本框架开始建立。
It also played an important and active role in ameliorating people ’ s life standard and work environment , improving city administration level , promoting residential construction and implementing social re - employment project 随着城镇住房制度改革和房地产管理体制改革的逐步深入,物业管理日益成为社会各界认识和老百姓关注的焦点之一。
The housing private foundation system plays an important role in speeding the residential house system reform , perfecting the residential house system , improving residential conditions of mid or low - incoming families , and so on 住房公积金制度对加快城镇住房制度改革、完善住房供应体系，改善中低收入家庭居住条件等发挥了重要作用。
In the beijing ' s housing market , the behaviors of main bodies of supply and demand did n ' t conform to the law of market economy , which was the main reason for higher housing price level . 2 形成此问题的原因是：住房制度改革滞后于房地产市场的发展，形成了特殊的住房需求主体；经济体制改革和宏观调控滞后，供给主体的行为不符合市场经济规律。
