优惠利率

• Meanwhile , there have been questions raised about whether the prime - based methodology in the determination of the mortgage rate continues to be appropriate
  另一方面，有些意见质疑参照最优惠利率来定出按揭利率是否仍然适当。
• Because of the high liquidity , the best lending rate for the hong kong dollar had remained unchanged , despite the 25 bp increase in us interest rates
  尽管美元利率上调25基点，但由于港元流动资金充裕，港元最优惠利率保持不变。
• It may be that banks can adjust prime in a manner that is more responsive to interest rate volatility and therefore volatility in the cost of funds
  面对利率以至资金成本的波动，银行或者可以在调整最优惠利率方面作出更迅速的反应。
• The first is whether a blended interest rate for at least four or five years at prime , or marginally below prime , is prudent pricing
  首先，究竟在4至5年内，把平均按揭利率维持在最优惠利率或略为低于最优惠利率的水平，是否审慎的定价。
• No one could have predicted that the mortgage rate , relative to prime , could come down by over four percentage points - and with cash rebates thrown in
  在此之前，无人可以预计按揭利率相对最优惠利率会下降超过4个百分点，而且还有现金回赠。
• Buyers of older flats will be offered mortgages of up to 70 per cent of the property value at a concessionary interest rate for terms as long as 25 years
  置业人士购买楼龄较旧的楼宇，将可以做七成按揭，并且获得优惠利率及二十五年的还款期。
• Major banks followed the announcement by raising their prime rate on business loans by a similar quarter percentage point , to 6 . 25 percent from 6 percent
  主要的银行跟随联邦基金利率，表示要同样提高他们的商业借贷的最优惠利率0 . 25 % ，从6 %提高至6 . 25 % 。
• With penalties clearly laid down for prepayments within the first four or five years , a mortgage rate close to prime after the first year is at least assured
  银行会清楚订明在首4 5年内提前还款的罚则，从而确保至少在第一年后按揭利率会接近最优惠利率。
• And it is something that people do look at and are used to , and has long been recognised as the indicator of the level of interest rates in hong kong
  尽管从保持货币稳定的角度来看，最优惠利率的意义已不太大，但人们也早已习惯以最优惠利率作为本港利率水平的参考指标。