Total holdings of ndis by the retail banks remained steady at 21 . 3 % of their total assets at the end of 2004 , compared with 21 . 8 % 在2004年底，零售银行持有的可转让债务工具占其总资产的百分比保持平稳，为21
With effect from this annual report , a new bank grouping , termed " retail banks " , is introduced for the purpose of presenting statistics 由本年报起，金管局就提呈统计数据加入了新的银行组别零售银行。
However , overseas banks licensed since 1978 are effectively restricted to one branch , a measure designed to avoid overcrowding in retail banking 不过，在一九七八年或以后获发牌的海外银行，只能开设一间分行。
Facilitated by modern information technology , financial intermediation , apart from retail banking , need not be organised on location 在现代资讯科技的协助下，除了零售银行业之外，金融中介活动并没有地域上的限制。
When the retail banking was growing , how the gdp increased , how the cornmercial banks developed , and how the fotae mowted up 第七章主要从营销学的角度，研究零售产品的市场定位、产品、价格、渠道和促销等问题。
The bad news : banks had no competitive incentive to learn proper risk management , or to introduce modern retail banking or consumer lending 坏的则是银行没有竞争动机去学习风险管理，引入现代零售银行或者消费借贷。
Bea receives the omega outstanding technology and financial enterprise award for " best retail bank " , organised by omega and capital magazine 及《资本》杂志主办欧米茄杰出科技及金融成就奖之最佳零售银行奖项。
In recent years , developed countries are showing a more retail banking trends : first , the proportion of the faster - growing retail business 近年来,发达国家的零售银行业更是呈现了蒸蒸日上的趋势:一、零售业务比重增长较快。
Retail banks profitability generally held up well , overall asset quality improved , and capital adequacy remained well above international standards 零售银行的盈利普遍表现稳健，整体资产质素改善，资本充足比率亦远高于国际标准。
We have , since 3 july , conducted daily surveys of over 30 major retail banks in order to monitor the impact of deregulation on the banking sector 我们7月3日以来每天都向30多间主要零售银行进行调查，以评估撤销利率管制对银行业的影响。
