The upcoming issue on offer for non - competitive tender is a reopened issue and it bears two special features . first , as the allotment date 23 april 2004 of the issue falls between two coupon payment dates , successful bidders will , in line with standard market practice , have to pay to the hkma the subscription price plus an amount equal to the interest accrued from the last coupon payment date 17 december 2003 to the allotment date 23 april 2004 of the issue 第一，这批债券的配发日期年月日介乎两个派息日之间，按照市场惯例，成功投得重开债券的人士需向金管局支付认购价加相当于该批债券上一个付息日年月日至配发日年月日期间累计的利息的款额。
First , as the allotment date 16 october 2003 of the issue falls between two coupon payment dates , successful bidders will , in line with standard market practice , have to pay to the hkma the subscription price plus an amount equal to the interest accrued from the last coupon payment date 17 june 2003 to the allotment date 16 october 2003 of the issue 第一，这批债券的配发日期年月日介乎两个派息日之间，按照市场惯例，成功投得重开债券的人士需向金管局支付认购价加相当于该批债券上一个付息日年月日至配发日年月日期间累计的利息的款额。
The bank may at any time , without notice to meus , combine or consolidate the amount of the loan andor interest accrued thereon with any other accounts which iwe maintain with the bank ( including fixed deposit accounts , the maturity of which may for this purpose be accelerated by the bank ) and set off or transfer any money standing to the credit of myour other accounts in or towards satisfaction of myour liability to the bank under the plan 银行可毋须通知本人（等）而将任何尚欠之贷款及利息与本人（等）在银行开设之任何账户合并（包括定期存款，银行可因此而提前该存款之到期日）及将本人（等）其他账户内所存之任何款项用抵销或转账方式，以偿还本人（等）上述贷款所欠之债务。
First , as the allotment date 12 january 2004 of the issue falls between two coupon payment dates , successful bidders will , in line with standard market practice , have to pay to the hkma the subscription price plus an amount equal to the interest accrued from the last coupon payment date 18 september 2003 to the allotment date 12 january 2004 of the issue 第一，这批债券的配发日期年月日介乎两个派息日之间，按照市场惯例，成功投得重开债券的人士需向金管局支付认购价加相当于该批债券上一个付息日年月日至配发日年月日期间累计的利息的款额。
The borrower shall open a current account with the bank of china , and according to the repayment plan provided in the contract , deposit money sufficient for the current repayment of the loan and the interest accrued in the current account prior to the day of repayment and also authorize the lender to withhold the right of deducting the amount from the account on schedule 借款人应在中国银行开立活期存款账户，按合同约定的还款计划，于每次还款日前，在活期存款账户中存入足够偿还本期贷款本息的款项授权贷款人按期扣款。
