From the point of view of coping with wto rules , this section discusses and probes legal system constructing of chinese insurance trade in services from six aspects undermentioned : corporation management system constructing of stated - owned insurance company ; insurance watch system constructing ; insurance solvency and its watch system ; insurance investment watch system ; bank - insurance joint management system ; regulating and developing chinese insurance agency market 本部分就加入wto中国保险服务贸易市场的开放给中国保险业带来的影响出发，从如何应对入世的角度，从六个方面探讨了中国保险服务贸易业的法制建设；国有保险公司法人治理制度建设；保险业监管法律制度建设；保险业偿付能力及其监管；保险投资监管制度；银行保险混业经营制度；规范和发展中国保险中介市场。
The research team carried out interviews from june to august in 2004 to investigate how hong kong businesses can raise their cost competitiveness . a questionnaire was designed and 442 firms were randomly sampled from five major sectors , including import and export , transportation and logistics , finance and insurance , business service , and manufacturing 研究小组于二零零四年六月至八月期间通过问卷调查，从进出口贸易业、运输及物流业、金融及保险业、商用服务业及制造业这五个行业中随机抽样了四百四十二间公司接受访问。
The total sales include : ( 1 ) commodities sold to urban and rural residents and social groups for their consumption ; ( 2 ) commodities so ld to establishments in industry , agriculture , construction , transportation , post and telecommunications , wholesale and retail trades , catering trade and public utility for their production and operation ; ( 3 ) commodities sold to wholesale an d retail establishments for re ? selling , with or without further processing ; and ( 4 ) commodities for direct export to other countries 商品销售总额包括： ( 1 )售给城乡居民和社会集团消费用的商品； ( 2 )售给工业、农业、建筑业、运输邮电业、批发零售贸易业、餐饮业、服务业等作为生产、经营使用的商品； ( 3 )售给批发零售贸易业作为转卖或加工后转卖的商品； ( 4 )对国(境)外直接出口的商品。
