In china , act as one of the most important part of the economic reform , the financial reform has gone across more than twenty years . but compared to the final purpose of the " financial depth theory " , there are too many course to finish for china s reform . by all appearances , it is important to realize the characters - , performance and economic environment for the proper decision , and this is the main subject of this paper . the main content is following as this : in the first part ( chapter 2 ) , we define the research content through the analysis about the financial process of the economic growth and the criticism to the " financial depth theory " 要在以后的改革中进行正确的路径选择，必须了解过去改革的特点、绩效和当前所处的经济环境，这正是本文所研究的主题。具体内容可分为四个部分：第一部分(第2章) ，在对金融深化论、经济增长中的金融过程以及金融深化论的批评理论进行分析的基础之上界定本研究所包含的具体内容。金融深化论是麦金农和肖在基于发展中国家经济存在分割的基础之上提出的，是指通过提高利率以增加人们的意愿持币水平，从而提高资本存量与资本利用效率的经济增长理论。
