B : the english understand by " marine risks " only risks incident to transport by sea , such as collision , standing , fire , penetration of sea water into the holds of the ships , etc 白：英国人对"海洋运输货物险"只理解为海运中的意外风险，诸如船舶碰撞，搁浅，起火，海水进入船舱等。
In our country the reform and opening are not long and we become familiar with the cargo insurance going with foreign trade development . the cargo clauses of picc had been established according to our practice and consulting the s . g . policy 我国改革开放时间较短，实际上货物运输保险是伴随对外贸易的发展而发展并被大家所熟悉，中国人民保险公司海洋运输货物险条款是参照s . g . ( shipsandgoods的缩写)保单根据我国货物保险发展实践经验制订的。
The english understand by " marine risks " only risks incident to transport by sea , such as collision , stranding , fire , penetration of sea water into the holds of the ships , etc . in other words , under " all marine risks " recoverable loss will only be confined to those arising from perils of the sea and maritime accidents only 英国人对“海洋运输货物险”只理解为海运中的意外风险，诸如船舶碰撞、搁浅、起火、海水侵入船舱等，换句话说，投保“一切海洋运输货物险” ，其损失的赔偿只限于因海上灾难和海运意外事故所引起的损失。
This article works over the laws and practices of the cargo insurance and probes into the insurance contract about the concluding , the performing , the claiming for compensation , the compensation , the dissention and solving , the existent problem and the countermeasures in order to help the trader with insurance knowledge . the article is made of seven parts : 1 . the maritime cargo insurance ensures the international trade to perform ; 2 本论文分为七个部分：一、海上货物运输保险是国际贸易顺利进行的重要保障；二、海上运输货物保险合同的订立及履行；三、 picc ( thepeople ' sinsurancecompanyofchina )海洋运输货物险；四、索赔与理赔；五、海上运输货物保险纠纷与处理；六、海上运输货物保险发展中存在的问题；七、海上运输货物保险发展对策探讨。
In other words , under the " all marine risks " , losses recoverable will only be confined to those arising from perils of the sea and maritime accidents , whereas the " all risks " cover will admit all losses occurring at any time throughout the whole currency of the cover , irrespective of whether they are caused by accidents at sea or on land 换句话说，以"一切海洋运输货物险"投保，其损失的赔偿只限于因海上灾难和海运意外事故所引起的损失，而保"一切险" ，在整个承保期内的任何时间，不论在海上或陆上所产生的意外事故，其全部损失都予以赔偿。
