It has a multi - function capabilities that not only provide a full range of comprehensive financial news and information as such but also enhances user investors ability to analyze market and companies fundamentals through my sharing with them the keys and strategies of making a successful stock market investments . " said mr chan wing luk , spokesman of top gun 66 陆叔财经pda产品代言人陈永陆先生称：陆叔财经pdatopgun66是我与电讯数码共同孕育的产品，为投资者提供完善的财经资讯，配合投资者对公司的基础分析，从而作出正确的投资决定。
The thesis thinks china ' s economic development level has restricted the diversified financial demands of the residents and enterprises , has limited the division of labor within financial circles ; in the course of china ' s system reform , the irrational expanding of state - owned banks caused " run on a bank " to non - bank financial institutions , and the financial risks which were pregnant by state - owned banks worsen the development environment of non - bank financial institution too ; from the institution vicissitude point of view , the production of china ' s non - bank financial institutions was the result of financial institution vicissitude since reform and open to the outside world , therefore the way of financial institution vicissitude determine the development characteristics of non - bank financial institutions 本文认为，中国经济发展水平总体落后，制约了居民和企业的多样化的金融需求，限制了金融业内部的分工；而在体制变革的过程中，国有银行非理性扩张，不仅造成了对非银行金融机构发展的“挤兑” ，同时其孕育的金融风险也恶化了非银行金融机构成长的环境；从制度变迁角度分析，中国非银行金融机构的产生是改革开放以来金融制度变迁的产物，因而金融制度变迁的方式决定了中国非银行金融机构发展的特点。
