Thus , traditional credit assessment models , such as financial ratio analysis , multiple discriminate analysis and so on , cannot solve this problem effectively , completely and perfectly 传统的信用评价模型有财务比率分析、多元判别分析等，但这些模型都不能有效、全面、完整地解决信用评价问题。
" when we finalize the amendments , we shall ensure that any proposed relaxation on restrictions under the code would not go beyond what is strictly necessary for the purpose of enabling better credit assessment 对守则的修订事项作出最后决定时，我们会确保所拟放宽的规定，不会超越确保严谨信贷评估所必须的限制。
Improved credit assessment processes should also make banks better - placed to assess the risk on lending to borrowers such as smes , thereby opening up the possibility of greater access to finance for such companies 优良的信用评估程序亦能让银行更有效评估贷款予中小企等借款人的风险，从而让该等公司较容易获取贷款。
On the other hand , a credit provider has a responsibility to the market in terms of prudent credit assessment and an obligation to the borrower when using his data in accordance with the requirements of the ordinance 另一方面，信贷提供者有责任作出审慎的信贷评估，而在使用借款人的资料时，亦必须遵守条例的规定。
In western countries , banks generally adopt personal credit assessment method of quantitative analysis to evaluate credit conditions of personal clients and develop credit assessment model by data mining technology 在西方国家,普遍采用定量分析的个人信用评估方法来评价个人客户的信用状况,应用数据挖掘技术建立信用评估模型。
This thesis mainly researches the credit card data mart establishment and the application of data mining technology in credit assessment , customers and merchants value partition , customers consumptive preference 本文重点研究信用卡数据集市的建立和数据挖掘技术在信用卡信用评估、客户、特约商户价值的区分和客户消费偏好中的一些应用。
The trust enterprise credit assessment model and the trust trade developing strategies putting forward in this paper have important meanings for building social credit system and the making of decision of enterprises and investors 本文中建立的信托企业资信评估模型及提出的信托业发展策略对建设社会信用体系和企业以及投资者的决策都有重要意义。
By adopting object - oriented technology to analysis the global system and its ann module , and using borland c + + builder software to program , an enterprise credit assessment prototype system based on mix - expert system has been developed 我们还用c + + builder开发了一个人工智能企业信用等级评估的软件系统，用户可以方便地用本软件系统进行企业信用等级的评估。
The key benefit , i believe , is that by adopting more finely - tuned credit assessment processes , banks will be able to " risk - price " their lending better , meaning that better quality customers should be able to borrow at better rates 我相信主要的好处是银行采用更为精密的信用评估程序，将可更有效就贷款进行风险定价，即是说质素好的客户应能以较优惠的利率借款。
We are keen to hear the public s views to ensure that a proper balance between the broader public interest and privacy interest of the individual is struck whilst making credit assessment more efficient and rigorous , " raymond tang says 为确保在进行更有效及严谨的信贷评估之馀，同时亦在较广的公众利益与个人私隐权益之间取得平衡，我们诚邀市民大众就业界的建议发表意见。
