However , affected by old convention , insurance companies in china always tend to pay much attention to the accept insurance business to earn premium while hold an ignorant attitude towards the utilization of insurance capital by depositing large amount of insurance premium in banks , which means investment with insurance funds was not on the healthy development way 只有将保险资金进行良好的运用并收益,才能让大量的保费收入保值增值,确保保险公司的偿付能力。从国际上看,发达国家的保险公司对保险资金的运用极为重视,资金运用渠道具有明显的多元化特点。其资金大量投资于资本市场,呈现渠道广、投资大、收益多的特点。
