I am the graduate of a high school of 7 graduation , want to go to england studying abroad but should be taken an examination of with time of a year what nod high is elegant think of a mark , down to applies for a bit better england university , according to the chinese market after 5 years " industrial and commercial management " and " does essence of life calculate division " who is worth to read more 我是07届毕业的一名高中毕业生，想去英国留学但要用一年的时间去考个高点的雅思分数，以至申请一个好点的英国大学，根据五年后的中国市场“工商治理”和“精算师”谁更值得读？
The actuary can figure the lives of 1000 men at various ages and tell on an average how many of them will die each year , but the actuary cannot figure on one individual and tell when he will die from the position of the average because of the fact that men born at different times are grouped under the same average 保险业要使用平均法则，保险精算师可以计算1000个不同年龄的人并可以告诉你他们之中每年有多少人将死去，但是精算师不可能根据平均指数来推算并告诉你每个人什么时候会死，因为事实上不同时间出生的人聚合在一起具有相同的平均出生率。
While , this period is the period when deposit interest were adjusted frequently . considering frequent interest adjusting , how to establish the price of life insurance product , pledge the lowest risk level , and maximum the profit of insurance company becomes the aims of actuaries 出于对利率频繁波动的考虑,如何合理、有效地制定出各种保险产品的费率,保证保险产品在市场中的一定份额,最大化保险公司的利润,同时使保险公司的风险最小化,就成为精算师追求的目标。
Another trend was the increased access to computers powerful enough to accommodate the sophisticated mathematical techniques involved in dfa . a third trend was the adoption of similar types of analyses in banks and other financial institutions . the general approach of dfa was applied first by insurers in europe , then in canada and the united states 对保险公司的精算师和财务总监而言,预测未来是其重要职责,而在美国、加拿大等保险业发达国家的精算理论和实务界讨论热烈的“动态财务分析”方法,无疑为精算师们提供了更新更全面的预测方法和模型工具。
