The main reasons of china ' s low household consumption rate for a long time are that : the too - high rate of investment directly leads to the low final consumption rate and extends to the low household consumption rate ; the overall low level of residents " income obstacles the final consumption expenditure and income - gap influence the consumption ratio ; the instabilities of the income anticipation is becoming stronger and the expenditure anticipation is increasing 我国居民消费率长期偏低的主要原因有：投资率过高直接导致最终消费率偏低，从而使居民消费率偏低；居民整体收入水平不高，收入差距过大影响居民消费倾向；收入预期的不确定性增强，支出预期的增加，商品的供给结构不合理，消费环境中还存在诸多问题等。
To illustrate the former , some items are presented , that is the low income of inhabitants " , expenditure anticipate increasing , imperfect of social security system and consuming circumstance , etc . in the latter part , some ways are presented , consumption focus ( including housing , tourism , electric family equipment , etc ) are needed to push the improve of economy , increase income , perfect social security 从1994年开始，居民消费率增长率随收入增长率的下降而呈现逐年下滑态势，直到2000年又有小幅上扬，需要注意的是，到1999年，农村居民的消费出现了负增长， 2000年略有回升，但幅度很小，仅为0 . 4 。摘要消费倾向，即消费支出占收入的比重。
The main ways to improve the household consumption rate and enlarge household consumption expenditure are that : improving the final consumption expenditure , making the investment rate lower ; raising residents " income , especially that of low - income groups , among which the rural household constitute the largest one in china ; building an extensive more complete social protection system , giving full play to the government ' s function in adjusting the income reallocation ; restoring the enterprises to meet the needs of consumption upgrading ; further advancing the consumption crediting and make consumer - friendly environment , eliminating the policies restricting consumption 为了提高居民消费率，扩大居民消费需求，主要对策有：提高最终消费率，改变投资率过高的局面；从整体上提高居民收入，千方百计增加低收入者尤其是人数最为众多的广大农民的收入，提高居民消费能力；建立、健全社会保障体系，强化国家调节收入分配的职能；合理调整产业结构，促进消费结构升级；进一步发展消费信贷；改善消费环境，废除限制消费的政策、措施。
This article analyses and researches the moderate consumption rate of resident in china focusing on the word " moderate " . on the basis of the rational elaboration of the connotation of moderate consumption rate , through the comparison between the consumption rate in china and chenery ' s " standard structure " , the author draws the conclusion that the consumption rate of resident in china is immoderate 本文紧紧围绕我国居民适度消费率中的“适度”两字展开分析研究，在合理阐释适度消费率的内涵基础上，通过与钱纳里“标准结构”中有关消费率的数据比较，得出中国居民消费率非适度的客观事实。
It has been becoming one of the most important demand policy for the economic growth of china that increase the inhabitant ' s income , and the inhabitant ' s final consuming rate in gdp by developing consumer loans so as to promoting the industry structure and the consumption structure on the basis of the analysis of the demand structure of the economic growth in china 从中国经济增长的需求结构分析表明，提高居民收入水平、以发展消费信贷为手段提高中国居民最终消费率并以此促进产业结构和消费结构升级，已经成为中国经济增长需求政策的首要问题。
From 1978 , fujian province residents " consumption increases as their income ascends . residents " consumption enlargement becomes chief power to impulse economic increase . especially after 1990s " , thc effect of residents " consumption demand became more and more important for economic development 随着市场经济的逐步建立，福建省居民消费领域出现了一些诸如最终消费率和居民消费率偏低的问题，居民消费率过低导致近几年消费对经济增长的贡献率降低，经济增长在进几年受到严重的市场需求约束，扩大内需成为政府制定经济政策的一个重要目标。
Through the comprehensive study of the consumption rate of resident in china , the article advances the problem of moderate consumption rate from scattered research to systematic analysis . in doing this , it lays a solid theoretical foundation and provides an effective working approach for the solution of the immoderation of china ' s consumption rate 通过对我国居民适度消费问题的系统研究，使适度消费率问题由简单的分散研究上升到系统分析，为我国消费率非适度问题的合理解决奠定了理论基础，提供了工作方法。
