On the basis of introducing the general theory of loan security system , the article analyzes the intrinsic malpractice of traditional loan security method and some controversial problems of loan security system , through the characters of traditional loan security method ( warranty , mortgage pledge ) and provisions of current legal system of loan security . the article put forward three measures of perfecting this system . the first is drawing lessons from the legal provisions of foreign countries , which have mature market 本文在介绍贷款担保制度一般理论的基础上，从传统的贷款担保方式(保证、抵押、质押)本身特点和现行贷款担保法律制度的规定入手，分析研究传统贷款担保方式本身固有的缺陷和贷款担保制度运行中存在的有争议性的问题，提出完善我国贷款担保制度的三项举措：一是借鉴经济市场成熟国家的法律规定，依据我国现有实际情况，弥补现行贷款制度中有关规定的缺陷和不足，完善各项贷款担保基本制度；二是增加新的贷款担保方式，促进贷款担保立法的现代化。
Bond in china today sti1l remains as blank . how to gain bond experienee hom developed country bolement legislative fund accuinulahon have always been essenhal to promotc capital market development , shorten the dtherence between region , maintain sedal stability and sustainable development 如何借鉴发达国家市政债券市场成熟的经验，根据中国城市建设面临的任务，从规范城市建设融资的角度，提出了开发具有中国特色的市政债券，为中国城市建设庞大的资金需求提供了规范化的融资手段，推动我国资本市场的发展，缩小地区间经济发展的差距，保证杜会稳定、协调地发展。
Based on regulation economics and the theory of exchange expending , the theory basis , " corporation basis mode " has been initial studied ; both stable market and technical innovation require to break through the boundary mark of man - made brokerage business , expand the their own securities business and finally implement the new balance 营业部本位抑或公司本位，归根结底是“企业的边界”的问题。本文引用制度经济学及交易费用理论，初步探讨了公司本位制的理论基础：技术变革和市场成熟的双重作用，要求证券经营突破人为的营业部边界，通过企业边界外移即扩展至公司一级以实现新的均衡。
After entering 1990s ’ , in the countries of mature securities market such as u . s . a , the theory of the system of fiduciary duty of the controlling shareholders of target company made rapid progress in the protection of the cooperation ’ s interests and the other minor shareholders ’ interests and rights and controlling shareholders ’ interests 进入到20世纪90年代后,在证券市场成熟的国家,如美国,目标公司控股股东诚信义务的理论在实践中找到了控股股东利益和公司效益及小股东利益保护之间的平衡点,得以不断发展。
