Ever since it came into being about three hundred years ago , commercial bank has played the overwhelmingly important role in the financial system 商业银行在金融体系中占据着主导地位，以商业银行的存贷款为代表的间接融资形式是世界各国储蓄投资的主要渠道和资金融通的重要方式。
It mainly discussed about direct financing and indirect financing . at the same time , we also refer to the financing stratagem based on the enterprises " life circle 本文充分阐述分析了拓展民营经济融资渠道的全过程，直接融资和间接融资体制，并论述了基于企业生命周期的融资战略。
This paper analyzes the causes from the angles of enterprises themselves , indirect financing channels , direct financing channels and financing services offered by government deeply 文章分别从企业自身、间接融资渠道、直接融资渠道、政府服务体系等四个方面逐一进行深入细致的分析。
Bank credit is , originally , a way of indirect financing . by using its own credit , banks absorb the capital from depositors , and create its asset by releasing the loans 银行信用本质上是一种间接融资,它先是银行利用自身信用吸纳资金,形成负债,然后银行利用吸纳的资金进行信贷发放,形成自己的资产。
Chinese finance system , in general , is typically a bank - leading system . although the capital ( stock and bond ) market developed with leap steps these years , banks still dominant in the system 虽然经过近年来大力发展,股票、债券等融资总量有了爆炸式发展,但是,银行间接融资在我国公司融资比例中仍占绝对优势。
Since long ago , the credit market is occupying the dominant position in monetary fund disposition of china , indirect financing through credit market is the chinese enterprise ' s main financing way 长期以来,信贷市场在中国的货币资金配置中占据着主导地位,通过信贷市场的间接融资也一直是中国企业的主要融资方式。
Whereas the financial transfer payment is limited , the function of credit capital for the rural economic development is self - evident , under the situation that indirect financing is in dominant status in china 可财政转移支付毕竟有限,在中国间接融资占主导地位的情况下,信贷资金投入对农村经济发展的作用不言而喻。
For a long term , bank credit was dominant in financial structure of asia , which will obviously make the national financial system short of fluidity , transparency and flexibility replying to vital transformation 亚洲各国、各地区长期以来以银行间接融资和国外资本流入为主的金融体系在面临外部冲击时具有明显的脆弱性。
According to the crux of the problem , the paper further provides a new thinking way for resolving the troublesome problem from small and medium - sized enterprises ' s , commercial banks ' and the government ' s angle 进一步根据问题症结，从中小企业、商业银行、政府等多方面为解决中小企业间接融资难问题提供了一种新的思考视角。
In our country , real estate companies and consumers usually fall in the hell of capital lack owning to the lagging of hfi . the actuality of hfi in our country requests pressingly innovation 而就构成我国住房融资工具主体的银行间接融资来讲，也表现为滞后于其他国家、滞后于我国住宅产业的发展和城镇居民对住房需求的实际要求。
