If the insurant conceals facts deliberately and refuses to perform the obligations of making true representations or fails to perform the obligations of making representations due to negligence that would be enough to affect the insurer from making the decision of whether or not to agree to accept the insurance or raise the insurance premium , the insurer has the right to terminate the insurance contract 投保人故意隐瞒事实，不履行如实告知义务的，或者因过失未履行如实告知义务，足以影响保险人决定是否同意承保或者提高保险费率的，保险人有权解除保险合同。
Due to the difference in the environment , culture and economic development , different countries and regions take vary views and perspectives of related party transactions . nevertheless , almost all of them believe that related party transactions should be strictly supervised . these countries all make some rules 对于故意隐瞒重大关联交易或对关联交易严重弄虚作假，给投资者和债权人造成损失的，应立即追究其民事和刑事责任，有关监管机构应制订出详细可操作的处罚条例细则、威慑约束那些企图
