With the further development of socialist market economy and the rapid spread of economic and financial globalization , the abuses of interest rate control and its bad effect to the economy becomes more and more prominent , the interest rate liberalization becomes more and more urgent 随着我国市场经济的深入发展、国际经济一体化和金融全球化的迅速蔓延，我国现存的管制利率的弊端及其对经济的不良影响日益突出，利率市场化改革在我国已是势在必然的事。
Then discusses the matter brought by the different regulations in marine insurance practice . in chapter 3 , the thesis mainly discusses the onus of proof about causation in marine insurance . this chapter begins with the introduction of the concept of proof , onus of proof in a general way 由于海上保险的技术性和国际性，源于英美法的近因原则被吸收到我国的保险理论中来也是必然的事，然而在我国，民法、刑法学界对英国关系理论的研究旷日持久，标准各异，无疑影响了我国海上保险关于回果关系问题的立法。
