In this paper , the main research is the profits mining problem , which is under the instruction of microcosmic economic . the content that this paper mainly involves is the problem of merchandise choice and catalogue partition 利润挖掘是数据挖掘的一种,它主要研究如何为商业企业获得最大的利润,包括利润分析和利润模型的构建。
They realize that it is the responsibility and precondition of the life insurance company to pursue profit , control operational risk , and maintain reasonable solvency , because the company is a business enterprise at first . therefore , the life insurance company attaches importance to the analysis of the spread of mortality , cost , and especially that of the interest rate , more and more . on basis of this reality , this paper explains the three major sources of the profit or loss of the life insurance company , i . e . , the profit or loss from the spread of interest rate , mortality . , 本文简要介绍了构成寿险公司利润的三个主要来源，即利差、死差、费差，详细阐述了加强寿险公司利润分析，提高偿付能力对我国寿险业稳健经营，切实保障客户利益的重要意义，并就目前我国寿险公司利差损、死差损和费差损的形成原因，结合国外寿险业先进经验进行了详细的分析，从寿险风险选择、费用控制、资金运用等方面，阐述了我国寿险公司经营各环节的风险与管理问题，并针对这些问题提出了一系列的解决方案，特别对寿险资金运用的原则、渠道以及方式等作了详细的论述。
