Chapter iii makes an introduction to the effect on the marine insurance by the implementation of ism code . the ism code affects the assured ' s duty of disclosure , as well as the implied warranty of seaworthiness in hull insurance , the scope of material facts , cargo insurance , and the effect on insurers " proof . in liability insurance , p & l clubs made code compliance a condition of cover 第三章介绍了ism规则实施对海上保险的影响，规则对被保险人的告知义务、默示保证，重要情况的认定、货物保险及保险人举证方面产生了影响，在责任险方面，符合规则规定将是保赔协会作为承保责任险的条件。
